Excavator & earthmoving equipment finance.

Used machines are financed every day — from dealers, at auction, and in many cases privately. Two things to watch: lenders apply age limits (the machine usually needs to be under a certain age at the end of the term), and used or private-sale assets can price slightly higher than new. We match the lender to the machine you’re actually buying.

Often, yes. Low-doc approvals are common for machinery purchases under $150,000 where the business has held an ABN for one to two years (some lenders accept 12 months), is GST registered, has clean credit and property-owning directors — commonly approved within 24 to 48 hours. Larger purchases move to full-doc assessment.

Attachments — buckets, augers, hammers, tilt hitches — can usually be financed with the machine. Imported and lesser-known brands are financeable with some lenders but price differently from the major brands; tell us the make before you commit and we will confirm the realistic lending terms.

Most operators use a chattel mortgage: the business owns the machine from day one, GST on the price is typically claimable upfront, and interest and depreciation are deductible. Balloon payments can be set to match the machine’s expected resale value to keep repayments down. Your accountant confirms the tax side.

Civil contractors, earthmovers, landscapers and plant-hire operators across Western Sydney and the Hills District — where the Box Hill and North-West growth corridor keeps machines busy — and Australia-wide by phone. Excavators, skid steers, loaders, rollers, forklifts and trucks to move them.