Your mortgage broker in the Hills District.

We don’t charge you anything. Like most Australian brokers, we’re paid a commission by the lender after your loan settles, and we disclose it before you proceed. Our advice, comparison and application work cost you nothing, whether or not the loan goes ahead.

All of the Hills District and North-West Sydney: Norwest, Bella Vista, Castle Hill, Baulkham Hills, Kellyville, North Kellyville, Rouse Hill, Box Hill, The Gables, Glenhaven, Cherrybrook, Winston Hills and surrounds. Our office is at 206/4 Columbia Court, Norwest, and we also work with clients across Sydney and Australia by phone and video.

Two reasons. Median house prices in suburbs like Castle Hill and Bella Vista sit well above the Sydney average, so loan sizes often exceed standard lender policy tiers and pricing gets negotiated, not advertised. And the Box Hill, Gables and North Kellyville growth corridor is dominated by house-and-land purchases, which need construction lending and lenders comfortable with land-registration delays.

It’s our specialty — more than 500 first home buyers so far. That includes the First Home Guarantee (5% deposit, no lenders mortgage insurance), the NSW stamp duty exemption and concession, and guarantor loans. In the Hills, the realistic first-home path is often a new build in Box Hill or The Gables, and we know which lenders handle those well.

More than 50, from the major banks to specialist and non-bank lenders. That matters in the Hills District because large loans, construction loans and self-employed applications are priced and assessed very differently from one lender to the next.

Book a free discovery call. Half an hour on the phone and you’ll know your borrowing power and which grants or schemes apply to you. You deal with the same broker from that first call through to settlement.