Mortgage broker for the Hills District, based in Norwest.

Look for a broker who works locally, compares a wide panel of lenders and explains how they are paid. Riz Finance is a Hills District mortgage broker with an office at 206/4 Columbia Court, Norwest. We compare more than 50 lenders, our service is free to you because the lender pays our commission, and we're rated 5.0 on Google from more than 180 reviews.

We don't charge you anything. Like most Australian brokers, we're paid a commission by the lender after your loan settles, and we disclose it before you proceed. Our comparison and application work cost you nothing, whether or not the loan goes ahead.

Norwest, Bella Vista, Castle Hill, Baulkham Hills, Kellyville, North Kellyville, Rouse Hill, Box Hill, The Gables, Kellyville Ridge, Beaumont Hills, Cherrybrook, West Pennant Hills, Glenhaven and Winston Hills. Our office is in Norwest, in the middle of that area. Clients elsewhere in Sydney or Australia can work with us by phone and video, but our local knowledge is in The Hills.

Because the Hills holds very different markets side by side. Established suburbs like Castle Hill and Baulkham Hills involve larger loans and equity, Norwest is mostly apartments, and Box Hill and The Gables are new-release areas where most buyers are building. Each needs different lenders: some price larger loans sharply, others handle construction loans and land registration delays better.

Yes. We've helped more than 500 first home buyers. That includes the 5% Deposit Scheme, the NSW transfer duty exemption and concession, the First Home Owner Grant for new homes, and guarantor loans. In the Hills, realistic first purchases are often townhouses and apartments in suburbs like Rouse Hill and Norwest, or a new build in Box Hill or The Gables.

More than 50, from the major banks to specialist and non-bank lenders. That matters in the Hills District because large loans, construction loans and self-employed applications are priced and assessed very differently from one lender to the next, so the advertised rate rarely tells the full story.

Book a free discovery call. Half an hour on the phone and you'll know your borrowing power and which grants or schemes may apply to you. You deal with the same broker from that first call right through to settlement and beyond, so there's no re-explaining your situation to someone new.