Local Brokers · Norwest Office

Your mortgage broker for Castle Hill.

Riz Finance is based just down the road at Norwest and works with Castle Hill buyers, upgraders and investors every day. We compare 50+ lenders, our service is free to you, and we're rated 5.0 on Google from more than 180 reviews.

Book a Free Discovery Call
NorwestLocal office, minutes away
50+Lenders compared
500+First home buyers helped
5.0★180+ Google reviews

Local Knowledge

An established market with its own lending shape.

Castle Hill isn't a first-home-buyer's average entry point — it's one of the Hills District's most established markets, and the lending that fits here reflects that.

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Established houses

Long-held family homes and upgraders using built-up equity to move within the suburb or release cash for renovations and investment.

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Town centre & Metro precinct

Units and townhouses near Castle Hill Station and Castle Towers, popular with investors and buyers trading a house for a lower-maintenance entry point.

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Guarantor & family-backed purchases

With prices well above the Sydney median, a family guarantee is a common way younger buyers get a foothold here without waiting years longer to save a full deposit.

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Investors

Equity release from an established Castle Hill property to fund an investment purchase elsewhere, structured to keep both loans working efficiently.

Why Riz Finance

A local team you'll actually know.

You'll deal with the same broker from first call to settlement — no call centres, no handovers. We're a two-broker boutique with an office in Norwest Business Park, minutes from Castle Hill, and most of our clients come from referrals and reviews.

  • Free service — paid by the lender on settlement
  • 50+ lenders, from majors to specialists
  • First home, refinance, investment, guarantor and construction loans
  • Meetings in person at Norwest, or by phone and video
Free & no obligation

Start with your borrowing power

Try the calculator for a quick estimate, then book a call and we'll give you lender-specific numbers.

Borrowing Power Calculator

Guarantor loans explained →
Mortgage broker Bella Vista →
Mortgage broker Baulkham Hills →
All Hills District suburbs →

Testimonials

What our clients say

Rated 5.0 on Google by clients across Sydney and beyond.

★★★★★
“The team at Riz Finance was exceptional from start to finish. Before and after loan approval, Asad and his team offered clear guidance and kept us informed at every step. Their support and information were always accessible, making the entire process smooth. We can’t thank them enough. If you’re considering Riz Finance, we highly recommend them! Thanks Mark & Lisa”
Mark McCabe Google review
★★★★★
“Honestly cannot fault our experience. Asad and team have been responsive and helpful through the entire process. We have referred them onto 3 more people since our dealing and will not deal with anyone else going forward! So grateful for the teams work in getting our loan sorted quickly!”
Brittany Pickford Google review
★★★★★
“Fantastic experience with Riz Finance! Asad and his team got us from just dreaming about our home to getting the keys to our new today! The process was so smooth and happened so much quicker than expected. Highly recommend!”
Felicity Ward Google review

FAQ

What Castle Hill clients ask us

Do mortgage brokers in Castle Hill charge fees?

We don't charge you anything. Like most Australian brokers, we're paid a commission by the lender after your loan settles, and we disclose it before you proceed. Comparing lenders, structuring your loan and managing the application costs you nothing, whether or not the loan goes ahead.

Which areas around Castle Hill do you cover?

Castle Hill and everything around it: Baulkham Hills, Cherrybrook, West Pennant Hills, Beaumont Hills, Glenhaven, Kellyville and Norwest, where our office is based. We also work with clients across Sydney and Australia-wide by phone and video, and you're welcome to meet in person if you'd rather.

Why does Castle Hill lending need local knowledge?

Castle Hill is one of the Hills District's most established, highest-value markets, so loan sizes here often sit above standard policy tiers and pricing gets negotiated rather than taken off a rate table. It's also a suburb of upgraders and long-term owners using equity, alongside newer unit and townhouse stock near the town centre — each needs a different lending approach.

How has the Sydney Metro changed borrowing in Castle Hill?

Castle Hill Station, on the Sydney Metro Northwest line since it opened in 2019, gave the area a direct rail link toward Chatswood and the CBD. That has brought more unit and townhouse development around the town centre and Castle Towers, alongside the established house market — which means more borrowers structuring investment loans or comparing house-versus-unit borrowing capacity than a purely house-driven market would.

Castle Hill prices are high — can you still help first home buyers get in?

Often, yes, with the right structure. Options include a family guarantor loan to reduce or remove the deposit, buying an apartment or townhouse near the town centre rather than a house, or looking at the Box Hill and The Gables growth corridor nearby for a new-build alternative at a lower entry price. We'll lay out what's realistic for your deposit and income.

How many lenders do you compare?

More than 50, from the major banks to specialist and non-bank lenders. That matters in Castle Hill because larger loans and equity-based lending are priced very differently from one lender to the next — the advertised rate is rarely the full picture at this end of the market.

How do I get started?

Book a free discovery call. Half an hour is usually enough to know your borrowing power, whether a guarantor or other structure could help, and which lenders suit your situation. You deal with the same broker from that first call through to settlement.

Let's Get Started

Talk to a Castle Hill mortgage broker.

Book a free chat at our nearby Norwest office or by phone. Half an hour is usually enough to know your borrowing power and the options that fit Castle Hill's market.

  • Free assessment
  • 50+ lenders compared
  • A direct line to your broker
  • Fast responses and clear advice
Free & no obligation

Get your free assessment

Tell us a little about your goals and one of our brokers will be in touch within 24 hours to discuss your options and answer any questions.

Get Your Free Assessment

or call us on 02 7251 1948