Your mortgage broker for Kellyville.

We don't. Our service is free to you because the lender pays us a commission when your loan settles, and we disclose that commission before you proceed. Comparing lenders, restructuring an existing loan or arranging a new purchase costs you nothing, whether or not the loan goes ahead.

Yes, it is one of the most common conversations we have here. At the 2021 Census, 52.2% of Kellyville homes were owned with a mortgage and the median repayment was $3,000 a month, above nearby Baulkham Hills at $2,600. We look at the rate, offset account, extra repayment options and loan structure together so the loan fits a family budget that keeps changing.

The NSW Government rezoned the Kellyville and Bella Vista station precincts as part of its Transport Oriented Development program, effective 27 November 2024. The rezoning allows capacity for about 4,600 new homes and 3,800 jobs across the two precincts. Over time that means more apartments and townhouses near the station, alongside Kellyville's established family houses.

No. North Kellyville is a separate suburb that shares the 2155 postcode. The NSW Government finalised it as a growth area precinct in 2008, planned for up to 4,500 new homes, so much of its housing is newer. Buyers there are more likely to be financing a recent build or house-and-land package. We work across both suburbs and can explain how lenders treat each.

Yes, most lenders allow a split loan, with part on a fixed rate and part variable. The fixed portion gives repayment certainty for a set period, while the variable portion usually keeps features like an offset account and extra repayments. The right balance depends on your budget and plans, and we can show how different lenders handle splits before you choose.

Kellyville, North Kellyville, Kellyville Ridge, Beaumont Hills and Rouse Hill in the 2155 postcode, plus Bella Vista, Norwest and Castle Hill nearby. Our office is in Norwest, a short drive away, and you're welcome to meet in person. We also work with clients across Sydney and Australia by phone and video.

More than 50, from the major banks to specialist and non-bank lenders. For Kellyville families that matters because lenders differ widely on how they count childcare, bonus and part-time income, and on offset and split loan features. Matching those details to your household can make more difference to your borrowing power than the headline rate.

Book a free discovery call. Half an hour is usually enough to review your current loan, estimate your borrowing power if you're moving up, and see which lenders suit your household. You deal with the same broker from that first call through to settlement, and we keep reviewing your loan afterwards.